• The Tennessee State Senate has taken a definitive stance against the controversial topic of “chemtrails” by passing SB 2691/HB 2063.

    The bill, which aims to ban the intentional release of chemicals into the atmosphere for geoengineering purposes, was sponsored by Representative Monty Fritts (R-Kingston) and Senator Steve Southerland (R-Morristown) and won approval in the Senate on Monday, The Tennessean reported.

    The legislation is predicated on the claim that “it is documented the federal government or other entities acting on the federal government’s behalf or at the federal government’s request may conduct geoengineering experiments by intentionally dispersing chemicals into the atmosphere, and those activities may occur within the State of Tennessee.”

    This new bill seeks to outlaw any such activities, stating that, “The intentional injection, release, or dispersion, by any means, of chemicals, chemical compounds, substances, or apparatus within the borders of this state into the atmosphere with the express purpose of affecting temperature, weather, or the intensity of the sunlight is prohibited.”





    http://donshafi911.blogspot.com/2024/04/tennessee-state-senate-passes-bill.html https://donshafi911.blogspot.com/2024/04/tennessee-state-senate-passes-bill.html?m=1
    The Tennessee State Senate has taken a definitive stance against the controversial topic of “chemtrails” by passing SB 2691/HB 2063. The bill, which aims to ban the intentional release of chemicals into the atmosphere for geoengineering purposes, was sponsored by Representative Monty Fritts (R-Kingston) and Senator Steve Southerland (R-Morristown) and won approval in the Senate on Monday, The Tennessean reported. The legislation is predicated on the claim that “it is documented the federal government or other entities acting on the federal government’s behalf or at the federal government’s request may conduct geoengineering experiments by intentionally dispersing chemicals into the atmosphere, and those activities may occur within the State of Tennessee.” This new bill seeks to outlaw any such activities, stating that, “The intentional injection, release, or dispersion, by any means, of chemicals, chemical compounds, substances, or apparatus within the borders of this state into the atmosphere with the express purpose of affecting temperature, weather, or the intensity of the sunlight is prohibited.” http://donshafi911.blogspot.com/2024/04/tennessee-state-senate-passes-bill.html https://donshafi911.blogspot.com/2024/04/tennessee-state-senate-passes-bill.html?m=1
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  • The Tennessee State Senate has taken a definitive stance against the controversial topic of “chemtrails” by passing SB 2691/HB 2063.

    The bill, which aims to ban the intentional release of chemicals into the atmosphere for geoengineering purposes, was sponsored by Representative Monty Fritts (R-Kingston) and Senator Steve Southerland (R-Morristown) and won approval in the Senate on Monday, The Tennessean reported.

    The legislation is predicated on the claim that “it is documented the federal government or other entities acting on the federal government’s behalf or at the federal government’s request may conduct geoengineering experiments by intentionally dispersing chemicals into the atmosphere, and those activities may occur within the State of Tennessee.”

    This new bill seeks to outlaw any such activities, stating that, “The intentional injection, release, or dispersion, by any means, of chemicals, chemical compounds, substances, or apparatus within the borders of this state into the atmosphere with the express purpose of affecting temperature, weather, or the intensity of the sunlight is prohibited.”





    http://donshafi911.blogspot.com/2024/04/tennessee-state-senate-passes-bill.html https://donshafi911.blogspot.com/2024/04/tennessee-state-senate-passes-bill.html?m=1
    The Tennessee State Senate has taken a definitive stance against the controversial topic of “chemtrails” by passing SB 2691/HB 2063. The bill, which aims to ban the intentional release of chemicals into the atmosphere for geoengineering purposes, was sponsored by Representative Monty Fritts (R-Kingston) and Senator Steve Southerland (R-Morristown) and won approval in the Senate on Monday, The Tennessean reported. The legislation is predicated on the claim that “it is documented the federal government or other entities acting on the federal government’s behalf or at the federal government’s request may conduct geoengineering experiments by intentionally dispersing chemicals into the atmosphere, and those activities may occur within the State of Tennessee.” This new bill seeks to outlaw any such activities, stating that, “The intentional injection, release, or dispersion, by any means, of chemicals, chemical compounds, substances, or apparatus within the borders of this state into the atmosphere with the express purpose of affecting temperature, weather, or the intensity of the sunlight is prohibited.” http://donshafi911.blogspot.com/2024/04/tennessee-state-senate-passes-bill.html https://donshafi911.blogspot.com/2024/04/tennessee-state-senate-passes-bill.html?m=1
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  • National ARM's Grand Jury Petition 'Vaccine' Crime Evidence Being Sent to Washington State and Nevada Governors and Attorney Generals
    Dr. Joseph Sansone
    Read the Writ of Mandamus filed in Florida Supreme Court, Seeks to Compel DeSantis to Prohibit Distribution of C19 Nanoparticle Injections

    As a board member of the National American Renaissance Movement, I am pleased to announce that National ARM is sending an 85 and 90 page Grand Jury petitions containing evidence of C19 ‘vaccine’ crimes to the Washington State and Nevada, Governors and the State Attorney Generals. National ARM’s Grand Jury Petitions State that C19 shots should be, “Banned Immediately and Criminal Investigations Should Begin”

    Washington State and Nevada bring the total to 15th states to receive the Grand Jury Petition. Note: this is not a legal action. This is an attempt to spur appropriate investigations and to hopefully prompt someone to do their job…

    Previously, this evidence was submitted to the Governors, Attorney Generals, along with prosecutors and sheriffs in Indiana, Georgia, Arizona, Pennsylvania, New Mexico, South Carolina, Ohio, California, Tennessee, Texas, Idaho, Florida and New Jersey

    This document was prepared by National American Renaissance Movement President, and NJ criminal defense and trial attorney, David Meiswinkle. This 85-90 page document lists 153 exhibits of evidence and asserts that state and federal crimes have been committed. This document demands an immediate ban of C19 ‘vaccines’ and calls for criminal investigations. The document also lists persons of interest.

    Crimes include, murder, racketeering, biological weapons laws violations, treason, and genocide. National ARM intends to submit evidence of vaccine crimes to local prosecutors and law enforcement in all 50 states. This is partly about removing plausible deniability.

    Both the Executive Summary and the Full Document are viewable and downloadable on the following links.

    Washington State Executive Summary

    Washington State Grand Jury Petition

    Nevada Executive Summary

    Nevada Grand Jury Petition

    This is a link to National Arm President David R. Meiswinkle, introducing the Grand Jury Petion outlining crimes committed that has been submitted in 15 states.

    The Florida Department of Health has recently called for a halt to Covid mRNA injections. I have recently filed a Writ of Mandamus in the Supreme Court of Florida to compel Governor DeSantis to ban the jab and Attorney General Ashely Moody to confiscate the vials and conduct a forensic analysis of the content.

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    https://open.substack.com/pub/josephsansone/p/national-arms-grand-jury-petition-63e?r=29hg4d&utm_campaign=post&utm_medium=web
    National ARM's Grand Jury Petition 'Vaccine' Crime Evidence Being Sent to Washington State and Nevada Governors and Attorney Generals Dr. Joseph Sansone Read the Writ of Mandamus filed in Florida Supreme Court, Seeks to Compel DeSantis to Prohibit Distribution of C19 Nanoparticle Injections As a board member of the National American Renaissance Movement, I am pleased to announce that National ARM is sending an 85 and 90 page Grand Jury petitions containing evidence of C19 ‘vaccine’ crimes to the Washington State and Nevada, Governors and the State Attorney Generals. National ARM’s Grand Jury Petitions State that C19 shots should be, “Banned Immediately and Criminal Investigations Should Begin” Washington State and Nevada bring the total to 15th states to receive the Grand Jury Petition. Note: this is not a legal action. This is an attempt to spur appropriate investigations and to hopefully prompt someone to do their job… Previously, this evidence was submitted to the Governors, Attorney Generals, along with prosecutors and sheriffs in Indiana, Georgia, Arizona, Pennsylvania, New Mexico, South Carolina, Ohio, California, Tennessee, Texas, Idaho, Florida and New Jersey This document was prepared by National American Renaissance Movement President, and NJ criminal defense and trial attorney, David Meiswinkle. This 85-90 page document lists 153 exhibits of evidence and asserts that state and federal crimes have been committed. This document demands an immediate ban of C19 ‘vaccines’ and calls for criminal investigations. The document also lists persons of interest. Crimes include, murder, racketeering, biological weapons laws violations, treason, and genocide. National ARM intends to submit evidence of vaccine crimes to local prosecutors and law enforcement in all 50 states. This is partly about removing plausible deniability. Both the Executive Summary and the Full Document are viewable and downloadable on the following links. Washington State Executive Summary Washington State Grand Jury Petition Nevada Executive Summary Nevada Grand Jury Petition This is a link to National Arm President David R. Meiswinkle, introducing the Grand Jury Petion outlining crimes committed that has been submitted in 15 states. The Florida Department of Health has recently called for a halt to Covid mRNA injections. I have recently filed a Writ of Mandamus in the Supreme Court of Florida to compel Governor DeSantis to ban the jab and Attorney General Ashely Moody to confiscate the vials and conduct a forensic analysis of the content. Share Refer a friend https://open.substack.com/pub/josephsansone/p/national-arms-grand-jury-petition-63e?r=29hg4d&utm_campaign=post&utm_medium=web
    OPEN.SUBSTACK.COM
    National ARM's Grand Jury Petition 'Vaccine' Crime Evidence Being Sent to Washington State and Nevada Governors and Attorney Generals
    Read the Writ of Mandamus filed in Florida Supreme Court, Seeks to Compel DeSantis to Prohibit Distribution of C19 Nanoparticle Injections As a board member of the National American Renaissance Movement, I am pleased to announce that National ARM is sending an 85 and 90 page Grand Jury petitions containing evidence of C19 ‘vaccine’ crimes to the Washington State and Nevada, Governors and the State Attorney Generals.
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  • National ARM Sends ‘Vaccine’ Crime Evidence Petition to Washington State and Nevada Governors and Attorney Generals
    Together In Truth
    National ARM Sends ‘Vaccine’ Crime Evidence Petition to Washington State and Nevada Governors and Attorney Generals
    The National American Renaissance Movement (National ARM) has taken action against the distribution of C19 nanoparticle injections by filing Grand Jury petitions in various states. The organization has submitted an 85-90 page document, prepared by its president, David Meiswinkle, to state officials, listing 153 exhibits of evidence and alleging state and federal crimes. The petitions call for an immediate ban on C19 vaccines and the initiation of criminal investigations.

    The Grand Jury petitions have already been submitted to the Governors, Attorney Generals, prosecutors, and sheriffs in Indiana, Georgia, Arizona, Pennsylvania, New Mexico, South Carolina, Ohio, California, Tennessee, Texas, Idaho, Florida, and New Jersey. This latest move sees Washington State and Nevada added to the list, bringing the total to 15 states.

    The evidence presented in the document includes allegations of murder, racketeering, violations of biological weapons laws, treason, and genocide. National ARM intends to share this evidence with local prosecutors and law enforcement agencies in all 50 states to ensure that there is no plausible deniability.

    See also Majority of Vaccinated Patients Found to Have Long COVID: Study

    National ARM has made the Executive Summary and the Full Document available for viewing and download on their website. The Executive Summary for Washington State and Nevada can be accessed through separate links provided by the organization.

    Additionally, National ARM President David R. Meiswinkle has introduced the Grand Jury Petition in a video that outlines the crimes committed. The video can be watched on the provided link.

    In Florida, the Department of Health has recently called for a halt to Covid mRNA injections. In response to this development, a Writ of Mandamus has been filed by an individual in the Supreme Court of Florida. The writ seeks to compel Governor DeSantis to ban the vaccines and Attorney General Ashley Moody to confiscate the vials for forensic analysis.

    National ARM's actions reflect growing concerns about the safety and legality of C19 vaccines. By filing these Grand Jury petitions and taking legal measures, the organization aims to ensure that appropriate investigations are conducted into the alleged crimes associated with the distribution of these vaccines.

    See also Vaccination-Related Acute Psychotic Breakdowns: An Overview

    In conclusion, the National American Renaissance Movement is making significant efforts to halt the distribution of C19 nanoparticle injections. Their Grand Jury petitions, supported by extensive evidence, have been submitted to state officials in multiple states, with Washington State and Nevada being the latest additions. National ARM's actions highlight the need for thorough investigations into the alleged crimes surrounding C19 vaccines.

    Source

    They don't want you to see this... Big Tech does its best to limit what news you see. Make sure you see our Top 10 Articles of the Week — delivered directly to your inbox every Sunday. Click here to subscribe now.

    https://togetherintruth.co/national-arm-vaccine-crime-evidence/
    National ARM Sends ‘Vaccine’ Crime Evidence Petition to Washington State and Nevada Governors and Attorney Generals Together In Truth National ARM Sends ‘Vaccine’ Crime Evidence Petition to Washington State and Nevada Governors and Attorney Generals The National American Renaissance Movement (National ARM) has taken action against the distribution of C19 nanoparticle injections by filing Grand Jury petitions in various states. The organization has submitted an 85-90 page document, prepared by its president, David Meiswinkle, to state officials, listing 153 exhibits of evidence and alleging state and federal crimes. The petitions call for an immediate ban on C19 vaccines and the initiation of criminal investigations. The Grand Jury petitions have already been submitted to the Governors, Attorney Generals, prosecutors, and sheriffs in Indiana, Georgia, Arizona, Pennsylvania, New Mexico, South Carolina, Ohio, California, Tennessee, Texas, Idaho, Florida, and New Jersey. This latest move sees Washington State and Nevada added to the list, bringing the total to 15 states. The evidence presented in the document includes allegations of murder, racketeering, violations of biological weapons laws, treason, and genocide. National ARM intends to share this evidence with local prosecutors and law enforcement agencies in all 50 states to ensure that there is no plausible deniability. See also Majority of Vaccinated Patients Found to Have Long COVID: Study National ARM has made the Executive Summary and the Full Document available for viewing and download on their website. The Executive Summary for Washington State and Nevada can be accessed through separate links provided by the organization. Additionally, National ARM President David R. Meiswinkle has introduced the Grand Jury Petition in a video that outlines the crimes committed. The video can be watched on the provided link. In Florida, the Department of Health has recently called for a halt to Covid mRNA injections. In response to this development, a Writ of Mandamus has been filed by an individual in the Supreme Court of Florida. The writ seeks to compel Governor DeSantis to ban the vaccines and Attorney General Ashley Moody to confiscate the vials for forensic analysis. National ARM's actions reflect growing concerns about the safety and legality of C19 vaccines. By filing these Grand Jury petitions and taking legal measures, the organization aims to ensure that appropriate investigations are conducted into the alleged crimes associated with the distribution of these vaccines. See also Vaccination-Related Acute Psychotic Breakdowns: An Overview In conclusion, the National American Renaissance Movement is making significant efforts to halt the distribution of C19 nanoparticle injections. Their Grand Jury petitions, supported by extensive evidence, have been submitted to state officials in multiple states, with Washington State and Nevada being the latest additions. National ARM's actions highlight the need for thorough investigations into the alleged crimes surrounding C19 vaccines. Source They don't want you to see this... Big Tech does its best to limit what news you see. Make sure you see our Top 10 Articles of the Week — delivered directly to your inbox every Sunday. Click here to subscribe now. https://togetherintruth.co/national-arm-vaccine-crime-evidence/
    TOGETHERINTRUTH.CO
    National ARM Sends 'Vaccine' Crime Evidence Petition to Washington State and Nevada Governors and Attorney Generals
    The National American Renaissance Movement (National ARM) files Grand Jury petitions in multiple states, seeking to ban C19 vaccines and investigate alleged crimes.
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  • Tubist Dr. Steph Frye-Clark from East Tennessee State University performed the works of Chanell Crichlow, Hope Salmonson, and Eris DeJarnett at The U.S. Army Band 2024 Tuba-Euphonium Workshop. #EastTennessee #ETSUMusicFamily #ETSU #ArtInAppalachia #Tuba #TEW2024 #TEW #Music
    Tubist Dr. Steph Frye-Clark from East Tennessee State University performed the works of Chanell Crichlow, Hope Salmonson, and Eris DeJarnett at The U.S. Army Band 2024 Tuba-Euphonium Workshop. #EastTennessee #ETSUMusicFamily #ETSU #ArtInAppalachia #Tuba #TEW2024 #TEW #Music
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  • Tubist Dr. Preston Light & pianist Ina Mirtcheva featured the works of J.C. Bach, Julian Torres, and Frank Gulino at The U.S. Army Band 2024 Tuba-Euphonium Workshop. #TennesseeTech #TTU #GoldenEagles #WingsUp #Tuba #TEW2024 #TEW #Music
    Tubist Dr. Preston Light & pianist Ina Mirtcheva featured the works of J.C. Bach, Julian Torres, and Frank Gulino at The U.S. Army Band 2024 Tuba-Euphonium Workshop. #TennesseeTech #TTU #GoldenEagles #WingsUp #Tuba #TEW2024 #TEW #Music
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  • Tennessee's attorney general filed the first-of-its-kind consumer protection lawsuit against BlackRock, accusing the company of making false and misleading claims regarding its #ESG investment strategies.
    Tennessee's attorney general filed the first-of-its-kind consumer protection lawsuit against BlackRock, accusing the company of making false and misleading claims regarding its #ESG investment strategies.
    WWW.ACTIVISTPOST.COM
    Tennessee Slaps BlackRock With First-Of-Its-Kind Consumer Protection Lawsuit Over ESG Sham - Activist Post
    In 2022, 19 GOP state attorneys general wrote to Fink informing him that proxy voting to advance ESG violated their laws...
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  • Chance to win $750 cashapp giftcard giveaway.
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  • 64 US Bank Branches File To Shut Down In A Single Week; Are You Affected?
    November 27, 2023
    By Naveen Athrappully

    Big banks such as PNC Bank and JPMorgan Chase have filed to close several branch offices in multiple states amid a troubling pattern of rising branch shutdowns in recent years.

    Between Nov. 12 and 18, several banks filed to close branch locations, with PNC Bank with the most filings, according to data from the U.S. Office of the Comptroller of the Currency. Pittsburgh-based PNC Bank filed for 19 branch closures—five in Pennsylvania, four in Illinois, three in Texas, two each in Alabama and New Jersey, and one each in Indiana, Ohio, and Florida.

    JPMorgan Chase followed closely with 18 filings—three in Ohio, two each in Connecticut and South Carolina, and one each in 11 states, including New York, Illinois, Florida, and Massachusetts.

    Citizens Bank came in third with eight branch closure filings—six in New York, and one each in Massachusetts and Delaware. Minneapolis-based U.S. Bank filed for seven closures—three in Tennessee and one each in Missouri, Wisconsin, Ohio, and Illinois.

    Bank of America made five filings—two in New York and one each in Texas, Massachusetts, and California.

    Citibank filed for two branch closures, and Sterling, Bremer, First National Bank of Hughes Springs, Windsor FS&LA, and Aroostook County FS&LA made one filing each.

    Altogether, banks filed to shut down 64 branches.

    The recent closures are part of a long-term branch shutdown trend that has been ongoing over the past several years. A report from the National Community Reinvestment Coalition shows that between 2017 and 2021, 9 percent of all bank branches shut down. The closure rate doubled during the COVID-19 pandemic.

    According to data from S&P, there were 3,012 branch closures last year and 958 branch openings, leading to a net closure of 2,054 branches. This was the third consecutive year that net closings exceeded 2,000.

    One major factor that led to a surge in branch closures is the rise of digital banking, a trend that accelerated during the pandemic when people were stuck at their homes.

    A survey by the American Banking Association (ABA) conducted in September showed that 8 in 10 Americans used a mobile device to manage their bank accounts at least once in the previous month.

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    “Digital banking tools have made it more convenient and more secure than ever for consumers to manage their finances,” Brooke Ybarra, ABA’s senior vice president of innovation strategy, said, according to a Nov. 3 statement.

    Cost Saving, Negative Effects

    Going digital rather than expanding physical branch locations is also part of a cost-saving strategy for banking institutions. Opening a new site costs millions of dollars and several hundreds of thousands in annual recurring costs.

    Most of the operations done via a physical bank can now be done online. Digital transactions are cheaper than the costs incurred in transacting via bank tellers.

    On the flip side, the shutdown of bank branches can negatively affect customers, especially in small towns. Due to such closures, many towns have become “bank deserts,” where the nearest bank is more than 10 miles away.

    “When bank branches close, there are several adverse effects on the surrounding community. Small business lending and activity in the area declines. More people use alternative financial services that open them to unregulated and predatory financial practices. An important commercial tenant and employer are lost,” the National Community Reinvestment Coalition report said.

    “While consumers have embraced mobile and internet banking to one degree or another, they clarify that branches matter to them as well, and without branches nearby, they are more likely to be un- or under-banked.”

    A recent survey by Daily Mail found that 51 percent of Americans were either “very concerned” or “somewhat concerned” about the closure of bank branches.

    PNC Bank Closure

    PNC Bank registered the largest number of closure filings amid its heightened focus on cost-saving measures. During its second-quarter earnings call, CEO William S. Demchak said the bank is “going to have to take a hard look” at where it can “generate savings … without cutting the potential for growth.”

    At the time, Chief Financial Officer Robert Q. Reilly revealed that the institution was boosting the target of an expense reduction program by $50 million to $450 million. For next year, PNC Bank is targeting $725 million in expense cuts.

    PNC is the sixth-largest U.S. bank. The 19 branches that will be shut down are:

    202 N. Walnut St., Bath, Pennsylvania
    301 W. Trenton Ave., Morrisville, Pennsylvania
    14 N. Main St., Plains, Pennsylvania
    1969 E. 3rd St., Williamsport, Pennsylvania
    2 N. Mill St., New Castle, Pennsylvania
    321 Bel Air Blvd., Mobile, Alabama
    2811 Eastern Blvd., Montgomery, Alabama
    5650 S. Brainard Avenue, Countryside, Illinois
    2217 W. Market St., Bloomington, Illinois
    1949 E. Sangamon Ave., Springfield, Illinois
    505 West Liberty Street, Wauconda, Illinois
    8733 U.S. Highway 31 South, Indianapolis, Indiana
    528 Station Ave., Hadden Heights, New Jersey
    410 Main St., Orange, New Jersey
    115 E. Van Buren Ave., Harlingen, Texas
    407 S. Commerce St., Harlingen, Texas
    801 W. Kearney St., Mesquite, Texas
    1040 Mt. Vernon Ave., Columbus, Ohio
    1140 N. Main St., Gainesville, Florida
    In June, PNC shut 47 branches, followed by 29 closures in August. A spokesperson told The U.S. Sun at the time that the bank intends to shut down 147 locations as it focuses more on online banking. The closures were expected to make 60 percent of PNC’s banking business exclusively online.

    A spokesperson from the bank told the Philadelphia Business Journal that the 19 bank closures will take place on Feb. 16.

    Last month, the bank reported a drop in third-quarter profits and declared cutting roughly 4 percent of its workforce. The layoffs, which began on Oct. 6, will be completed by the end of the fourth quarter. The job cuts are expected to bring down the bank’s yearly personnel expenses by roughly $325 million or 5 percent.


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    The bank also forecasts that its net interest income—the difference between the interest it receives on loans and the interest it pays on deposits—will shrink by 1 to 2 percent from current levels in quarter four. During the third quarter, net interest income had declined by 3 percent.

    “They (PNC Bank) recognize that there is definitely a headwind to the growth and their net interest income, mainly due to the higher deposit rates and higher funding costs,” Timothy Coffey, an analyst at Janney Montgomery Scott, told Reuters.

    “And so they’re trying to alleviate some of that headwind by doing what they can to cut their own non-interest expenses as a way to maintain their earnings.”

    Source: The Epoch Times via ZeroHedge

    Naveen Athrappully is a news reporter covering business and world events at The Epoch Times.

    Image: Pixabay

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    https://www.activistpost.com/2023/11/64-us-bank-branches-file-to-shut-down-in-a-single-week-are-you-affected.html
    64 US Bank Branches File To Shut Down In A Single Week; Are You Affected? November 27, 2023 By Naveen Athrappully Big banks such as PNC Bank and JPMorgan Chase have filed to close several branch offices in multiple states amid a troubling pattern of rising branch shutdowns in recent years. Between Nov. 12 and 18, several banks filed to close branch locations, with PNC Bank with the most filings, according to data from the U.S. Office of the Comptroller of the Currency. Pittsburgh-based PNC Bank filed for 19 branch closures—five in Pennsylvania, four in Illinois, three in Texas, two each in Alabama and New Jersey, and one each in Indiana, Ohio, and Florida. JPMorgan Chase followed closely with 18 filings—three in Ohio, two each in Connecticut and South Carolina, and one each in 11 states, including New York, Illinois, Florida, and Massachusetts. Citizens Bank came in third with eight branch closure filings—six in New York, and one each in Massachusetts and Delaware. Minneapolis-based U.S. Bank filed for seven closures—three in Tennessee and one each in Missouri, Wisconsin, Ohio, and Illinois. Bank of America made five filings—two in New York and one each in Texas, Massachusetts, and California. Citibank filed for two branch closures, and Sterling, Bremer, First National Bank of Hughes Springs, Windsor FS&LA, and Aroostook County FS&LA made one filing each. Altogether, banks filed to shut down 64 branches. The recent closures are part of a long-term branch shutdown trend that has been ongoing over the past several years. A report from the National Community Reinvestment Coalition shows that between 2017 and 2021, 9 percent of all bank branches shut down. The closure rate doubled during the COVID-19 pandemic. According to data from S&P, there were 3,012 branch closures last year and 958 branch openings, leading to a net closure of 2,054 branches. This was the third consecutive year that net closings exceeded 2,000. One major factor that led to a surge in branch closures is the rise of digital banking, a trend that accelerated during the pandemic when people were stuck at their homes. A survey by the American Banking Association (ABA) conducted in September showed that 8 in 10 Americans used a mobile device to manage their bank accounts at least once in the previous month. Activist Post is Google-Free — We Need Your Support Contribute Just $1 Per Month at Patreon or SubscribeStar “Digital banking tools have made it more convenient and more secure than ever for consumers to manage their finances,” Brooke Ybarra, ABA’s senior vice president of innovation strategy, said, according to a Nov. 3 statement. Cost Saving, Negative Effects Going digital rather than expanding physical branch locations is also part of a cost-saving strategy for banking institutions. Opening a new site costs millions of dollars and several hundreds of thousands in annual recurring costs. Most of the operations done via a physical bank can now be done online. Digital transactions are cheaper than the costs incurred in transacting via bank tellers. On the flip side, the shutdown of bank branches can negatively affect customers, especially in small towns. Due to such closures, many towns have become “bank deserts,” where the nearest bank is more than 10 miles away. “When bank branches close, there are several adverse effects on the surrounding community. Small business lending and activity in the area declines. More people use alternative financial services that open them to unregulated and predatory financial practices. An important commercial tenant and employer are lost,” the National Community Reinvestment Coalition report said. “While consumers have embraced mobile and internet banking to one degree or another, they clarify that branches matter to them as well, and without branches nearby, they are more likely to be un- or under-banked.” A recent survey by Daily Mail found that 51 percent of Americans were either “very concerned” or “somewhat concerned” about the closure of bank branches. PNC Bank Closure PNC Bank registered the largest number of closure filings amid its heightened focus on cost-saving measures. During its second-quarter earnings call, CEO William S. Demchak said the bank is “going to have to take a hard look” at where it can “generate savings … without cutting the potential for growth.” At the time, Chief Financial Officer Robert Q. Reilly revealed that the institution was boosting the target of an expense reduction program by $50 million to $450 million. For next year, PNC Bank is targeting $725 million in expense cuts. PNC is the sixth-largest U.S. bank. The 19 branches that will be shut down are: 202 N. Walnut St., Bath, Pennsylvania 301 W. Trenton Ave., Morrisville, Pennsylvania 14 N. Main St., Plains, Pennsylvania 1969 E. 3rd St., Williamsport, Pennsylvania 2 N. Mill St., New Castle, Pennsylvania 321 Bel Air Blvd., Mobile, Alabama 2811 Eastern Blvd., Montgomery, Alabama 5650 S. Brainard Avenue, Countryside, Illinois 2217 W. Market St., Bloomington, Illinois 1949 E. Sangamon Ave., Springfield, Illinois 505 West Liberty Street, Wauconda, Illinois 8733 U.S. Highway 31 South, Indianapolis, Indiana 528 Station Ave., Hadden Heights, New Jersey 410 Main St., Orange, New Jersey 115 E. Van Buren Ave., Harlingen, Texas 407 S. Commerce St., Harlingen, Texas 801 W. Kearney St., Mesquite, Texas 1040 Mt. Vernon Ave., Columbus, Ohio 1140 N. Main St., Gainesville, Florida In June, PNC shut 47 branches, followed by 29 closures in August. A spokesperson told The U.S. Sun at the time that the bank intends to shut down 147 locations as it focuses more on online banking. The closures were expected to make 60 percent of PNC’s banking business exclusively online. A spokesperson from the bank told the Philadelphia Business Journal that the 19 bank closures will take place on Feb. 16. Last month, the bank reported a drop in third-quarter profits and declared cutting roughly 4 percent of its workforce. The layoffs, which began on Oct. 6, will be completed by the end of the fourth quarter. The job cuts are expected to bring down the bank’s yearly personnel expenses by roughly $325 million or 5 percent. Above Phone De-Googled Private Communications: SHOP The bank also forecasts that its net interest income—the difference between the interest it receives on loans and the interest it pays on deposits—will shrink by 1 to 2 percent from current levels in quarter four. During the third quarter, net interest income had declined by 3 percent. “They (PNC Bank) recognize that there is definitely a headwind to the growth and their net interest income, mainly due to the higher deposit rates and higher funding costs,” Timothy Coffey, an analyst at Janney Montgomery Scott, told Reuters. “And so they’re trying to alleviate some of that headwind by doing what they can to cut their own non-interest expenses as a way to maintain their earnings.” Source: The Epoch Times via ZeroHedge Naveen Athrappully is a news reporter covering business and world events at The Epoch Times. Image: Pixabay Or support us at SubscribeStar Donate cryptocurrency HERE Subscribe to Activist Post for truth, peace, and freedom news. Follow us on SoMee, Telegram, HIVE, Minds, MeWe, Twitter – X, Gab, and What Really Happened. Provide, Protect and Profit from what’s coming! Get a free issue of Counter Markets today. https://www.activistpost.com/2023/11/64-us-bank-branches-file-to-shut-down-in-a-single-week-are-you-affected.html
    WWW.ACTIVISTPOST.COM
    64 US Bank Branches File To Shut Down In A Single Week; Are You Affected? - Activist Post
    Multiple states continue a troubling pattern of rising branch shutdowns in recent years.
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  • From Zero To Off-Grid Hero...............
    Get The System We Used To Find Land And Build An Off-Grid Homestead, Retreat & Farm That Earns Nearly Passive Income... Starting With No Money.
    + See How This Has Worked For Other People Too
    (Bonus ending soon)

    This is for you if you want to get land, start a homestead, have rental income, a retreat centre, regenerative farm, or community and live in alignment with nature.

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    https://www.digistore24.com/redir/510033/Abrar769/
    We bought 160 acres and our own mountain and did exactly that. Even though we started out broke.

    I recorded a virtual training that shows you how we (and many others) have done it.

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    Water, power, structures... what to buy, what NOT to, and how to save money.

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    Over 4500 people helped, in 21 countries
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    You Get The Exact Things Working For Us & 4500+ People Around The World Doing This Right Now

    How to raise money to buy land: rent-to-own, investors (and how to keep buy-back rights and control), crowdfunding, and using the land to cover it's own cost.

    And how to find land for $1 down and low monthly payments. See client stories below!

    How to use the government mapping systems to find land with no-zoning that you can do almost whatever you want on.

    Unlimited structures and people, no by-laws, don't need a license to make money on it, etc.

    The tool we use to generate six figures per year on our land. How to take all your ideas and measure which one will work best.

    What we do for income and how we nearly automate it so we can spend time on things we enjoy.

    How to get expert help (for free) you create your vision in areas that you don't know how.

    And how to find people to help take the workload off you so you can spend time doing what you enjoy.

    How to make sure your property has good water. What equipment to use (or to avoid) for generating your own power.

    What structures to get first, how to fund them even if you're starting from nothing.

    How to design your land using permaculture methods so you do things right the first time and don't break the budget.

    Keeping your land protected from wildfires and operating efficiently.
    Our Clients Stories...
    These folks raised funds within 90 days after working with us to get their dream properties.

    https://www.digistore24.com/redir/510033/Abrar769/
    They bought 123 acres.

    Ruth was generating cash flow from her land within 30 days after taking the program so it can pay for itself!

    Andrew, Trisha, and Chai are blown away and truly impressed.

    This program changes lives.

    https://www.digistore24.com/redir/510033/Abrar769/
    Marie Bought 6 Acres In South Carolina. She Has Yurts, A Tipi, Gardens And Animals In Only 11 Months.
    Partnered with someone to get the land
    ​After homeschooling 6 kids she's passionate about education
    ​Runs her outdoor Waldorf-inspired kids academy
    Owner financing 12 more acres next door to host retreats

    Jonathon Started From Zero. He Raised $3.2 Million, Bought 55 Acres & Built A Community In Costa Rica.
    Landed in Costa Rica with nothing, no idea what he was going to do
    Got 5 acres with an owner financing deal
    Raised $3.2 million through selling the casitas (small homes) in his community
    ​Building 25 casitas, has a greenhouse, a pool, community and retreat space
    ​Bought 50 acres next door to expand

    Cole, 22 Years Old, Went From Landscaping To Buying 14 Off Grid Properties In Texas, Tennessee, And West Virginia Using None Of His Own Money
    Graduated high school, worked in construction and started a landscaping business
    ​Tried wholesaling properties in the city, it didn't work well
    Switched to rural land and found owner financing deals
    Bought 14 rural properties in the last 12 months

    FJ And His Family Started From Scratch. They Partnered With Someone & Bought 40 Acres In Pennsylvania. They're Building A Homestead, Retreat Centre & Farm.
    Got $400,000 off the property
    Got $200,000 worth of machinery for free
    Property is almost turn-key to generate enough income to cover all the bills
    ​Nearby farm offered to build FJ’s farm out for free on his property funded by state money

    Carson, From Canada, Posted In 2 Facebook Groups Using Our Methods & Got 10 Land Offers & 1 Investment Offer In 24 Hours
    Didn't know where to start
    ​Got 25% of the way through the course, followed the directions, wrote his vision, and posted it in 2 FB groups
    ​Thousands of comments and likes and 10 land offers
    He was sitting down for breakfast with someone who wanted to invest in his vision the next morning

    Get The Workshop: From No Money To Buying Land & Nearly Passive Income

    This will increase to $197. Save $180.
    Only $17 Today
    2 Hour Workshop With Actionable Info (All Value, No Time Wasting)
    Instant Access + Unlimited Access
    Community Access (Private Group Of Likeminded People Doing This Right Now)
    ​The Strategy Handbook eBook - The strategies we used to buy land and build an off-grid homestead that makes $30k per month - starting with nothing
    Click Here To Get The Workshop + Your Free Gift Before It Ends
    *Yes, this works in the US, Canada, Australia, Europe, Costa Rica, Mexico, & more
    Meet Jaymie & Shelby
    These two Indigenous brothers (Grassy Narrows First Nation) saw a society that lacks real community and leads to poor mental health; food that's actually synthetic crap; and weather events like wildfires and floods happening more and more often.
    https://www.digistore24.com/redir/510033/Abrar769/
    Not to mention politics or what you see on the news...

    For the sake of their physical and mental health, the health of their families, and our environment, they decided to build their 160 acre off grid sanctuary.

    To inspire and provide a beautiful new way of living for future generations.

    Their journey started after going bankrupt during the p*nd*mic.

    Starting with no money and a pile of debt, they found creative ways to raise funds and get help.

    Jaymie with his 4-legged friend and protector, Jaxson, on their 160 acre sanctuary during a workshop.
    Now they're on their way to creating a homestead, permaculture farm, retreat centre, and community that will be one of the top demonstration sites on the planet.

    The original plan was to retire in the forest but people kept asking for help.

    Jaymie and Shelby believe in serving others and making the world a better place. As Jaymie put it...

    "People aren't asking for 5 fancy cars and huge houses... just a piece of land to live well. That's not too much to ask. Actually, that's what everyone deserves. I'm grateful our journey has lead us to filling this gap in society."

    They have since served over 4500 people in over 21 countries and they're only getting started.

    Shelby building a shower tower out of logs fresh from the chainsaw mill at one of the hydrotherapy spa areas on their land.
    Get The Workshop: From No Money To Buying Land & Nearly Passive Income

    This will increase to $197. Save $180.
    Only $17 Today
    2 Hour Workshop With Actionable Info (All Value, No Time Wasting)
    Instant Access + Unlimited Access
    Community Access (Private Group Of Likeminded People Doing This Right Now)
    ​The Strategy Handbook eBook - The strategies we used to buy land and build an off-grid homestead that makes $30k per month - starting with nothing
    Click Here To Get The Workshop + Your Free Gift Before It Endshttps://www.digistore24.com/redir/510033/Abrar769/
    *Yes, this works in the US, Canada, Australia, Europe, Costa Rica, Mexico, & more
    REFUND POLICY: You may request a refund within 60 days if you are not satisfied with the course content.

    Any queries can be sent to [email protected].

    CURRENCY: Sales are in USD. We are currently in Canada but we are an international business with clients in over 22 countries, we have international teammates all over the world, and are expanding to additional physical locations abroad, so it only makes sense to operate in USD as a central currency.
    Click here to promolink 👇
    Live The Off-Grid Dream 2023,
    https://www.digistore24.com/redir/510033/Abrar769/
    From Zero To Off-Grid Hero............... Get The System We Used To Find Land And Build An Off-Grid Homestead, Retreat & Farm That Earns Nearly Passive Income... Starting With No Money. + See How This Has Worked For Other People Too (Bonus ending soon) This is for you if you want to get land, start a homestead, have rental income, a retreat centre, regenerative farm, or community and live in alignment with nature. The world needs more of this! https://www.digistore24.com/redir/510033/Abrar769/ We bought 160 acres and our own mountain and did exactly that. Even though we started out broke. I recorded a virtual training that shows you how we (and many others) have done it. It covers raising money, finding land, generating an income, making it passive, finding people to help you... Water, power, structures... what to buy, what NOT to, and how to save money. Ready to make this actually happen? ⭐⭐⭐⭐⭐ Over 4500 people helped, in 21 countries Get The Workshop: From No Money To Buying Land & Nearly Passive Income https://www.digistore24.com/redir/510033/Abrar769/ This training will increase to $197. Get it for... Only $17 Today You get unlimited access + our Strategy eBook You Get The Exact Things Working For Us & 4500+ People Around The World Doing This Right Now How to raise money to buy land: rent-to-own, investors (and how to keep buy-back rights and control), crowdfunding, and using the land to cover it's own cost. And how to find land for $1 down and low monthly payments. See client stories below! How to use the government mapping systems to find land with no-zoning that you can do almost whatever you want on. Unlimited structures and people, no by-laws, don't need a license to make money on it, etc. The tool we use to generate six figures per year on our land. How to take all your ideas and measure which one will work best. What we do for income and how we nearly automate it so we can spend time on things we enjoy. How to get expert help (for free) you create your vision in areas that you don't know how. And how to find people to help take the workload off you so you can spend time doing what you enjoy. How to make sure your property has good water. What equipment to use (or to avoid) for generating your own power. What structures to get first, how to fund them even if you're starting from nothing. How to design your land using permaculture methods so you do things right the first time and don't break the budget. Keeping your land protected from wildfires and operating efficiently. Our Clients Stories... These folks raised funds within 90 days after working with us to get their dream properties. https://www.digistore24.com/redir/510033/Abrar769/ They bought 123 acres. Ruth was generating cash flow from her land within 30 days after taking the program so it can pay for itself! Andrew, Trisha, and Chai are blown away and truly impressed. This program changes lives. https://www.digistore24.com/redir/510033/Abrar769/ Marie Bought 6 Acres In South Carolina. She Has Yurts, A Tipi, Gardens And Animals In Only 11 Months. Partnered with someone to get the land ​After homeschooling 6 kids she's passionate about education ​Runs her outdoor Waldorf-inspired kids academy Owner financing 12 more acres next door to host retreats Jonathon Started From Zero. He Raised $3.2 Million, Bought 55 Acres & Built A Community In Costa Rica. Landed in Costa Rica with nothing, no idea what he was going to do Got 5 acres with an owner financing deal Raised $3.2 million through selling the casitas (small homes) in his community ​Building 25 casitas, has a greenhouse, a pool, community and retreat space ​Bought 50 acres next door to expand Cole, 22 Years Old, Went From Landscaping To Buying 14 Off Grid Properties In Texas, Tennessee, And West Virginia Using None Of His Own Money Graduated high school, worked in construction and started a landscaping business ​Tried wholesaling properties in the city, it didn't work well Switched to rural land and found owner financing deals Bought 14 rural properties in the last 12 months FJ And His Family Started From Scratch. They Partnered With Someone & Bought 40 Acres In Pennsylvania. They're Building A Homestead, Retreat Centre & Farm. Got $400,000 off the property Got $200,000 worth of machinery for free Property is almost turn-key to generate enough income to cover all the bills ​Nearby farm offered to build FJ’s farm out for free on his property funded by state money Carson, From Canada, Posted In 2 Facebook Groups Using Our Methods & Got 10 Land Offers & 1 Investment Offer In 24 Hours Didn't know where to start ​Got 25% of the way through the course, followed the directions, wrote his vision, and posted it in 2 FB groups ​Thousands of comments and likes and 10 land offers He was sitting down for breakfast with someone who wanted to invest in his vision the next morning Get The Workshop: From No Money To Buying Land & Nearly Passive Income This will increase to $197. Save $180. Only $17 Today 2 Hour Workshop With Actionable Info (All Value, No Time Wasting) Instant Access + Unlimited Access Community Access (Private Group Of Likeminded People Doing This Right Now) ​The Strategy Handbook eBook - The strategies we used to buy land and build an off-grid homestead that makes $30k per month - starting with nothing Click Here To Get The Workshop + Your Free Gift Before It Ends *Yes, this works in the US, Canada, Australia, Europe, Costa Rica, Mexico, & more Meet Jaymie & Shelby These two Indigenous brothers (Grassy Narrows First Nation) saw a society that lacks real community and leads to poor mental health; food that's actually synthetic crap; and weather events like wildfires and floods happening more and more often. https://www.digistore24.com/redir/510033/Abrar769/ Not to mention politics or what you see on the news... For the sake of their physical and mental health, the health of their families, and our environment, they decided to build their 160 acre off grid sanctuary. To inspire and provide a beautiful new way of living for future generations. Their journey started after going bankrupt during the p*nd*mic. Starting with no money and a pile of debt, they found creative ways to raise funds and get help. Jaymie with his 4-legged friend and protector, Jaxson, on their 160 acre sanctuary during a workshop. Now they're on their way to creating a homestead, permaculture farm, retreat centre, and community that will be one of the top demonstration sites on the planet. The original plan was to retire in the forest but people kept asking for help. Jaymie and Shelby believe in serving others and making the world a better place. As Jaymie put it... "People aren't asking for 5 fancy cars and huge houses... just a piece of land to live well. That's not too much to ask. Actually, that's what everyone deserves. I'm grateful our journey has lead us to filling this gap in society." They have since served over 4500 people in over 21 countries and they're only getting started. Shelby building a shower tower out of logs fresh from the chainsaw mill at one of the hydrotherapy spa areas on their land. Get The Workshop: From No Money To Buying Land & Nearly Passive Income This will increase to $197. Save $180. Only $17 Today 2 Hour Workshop With Actionable Info (All Value, No Time Wasting) Instant Access + Unlimited Access Community Access (Private Group Of Likeminded People Doing This Right Now) ​The Strategy Handbook eBook - The strategies we used to buy land and build an off-grid homestead that makes $30k per month - starting with nothing Click Here To Get The Workshop + Your Free Gift Before It Endshttps://www.digistore24.com/redir/510033/Abrar769/ *Yes, this works in the US, Canada, Australia, Europe, Costa Rica, Mexico, & more REFUND POLICY: You may request a refund within 60 days if you are not satisfied with the course content. Any queries can be sent to [email protected]. CURRENCY: Sales are in USD. We are currently in Canada but we are an international business with clients in over 22 countries, we have international teammates all over the world, and are expanding to additional physical locations abroad, so it only makes sense to operate in USD as a central currency. Click here to promolink 👇 Live The Off-Grid Dream 2023, https://www.digistore24.com/redir/510033/Abrar769/
    2 Comments 0 Shares 19089 Views
  • Union County, Tennessee, July 29, 1950...

    Caption
    A view of the sunbathers on the beach at the Big Ridge State Park.

    Source
    Tennessee Department of Conservation
    Union County, Tennessee, July 29, 1950... Caption A view of the sunbathers on the beach at the Big Ridge State Park. Source Tennessee Department of Conservation
    Like
    8
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  • Nashville's Metro Council voted unanimously to reinstate Justin Jones, the Tennessee House representative who was ousted last week for taking part in a gun control rally.

    Jones will serve as an interim legislator until a special election is called. https://trib.al/Iso0DfM
    #SME #someeofficial #SoMee #crypto #AweSME #learning #token #coins
    Nashville's Metro Council voted unanimously to reinstate Justin Jones, the Tennessee House representative who was ousted last week for taking part in a gun control rally. Jones will serve as an interim legislator until a special election is called. https://trib.al/Iso0DfM #SME #someeofficial #SoMee #crypto #AweSME #learning #token #coins
    TRIB.AL
    Justin Jones vote: Nashville Metro Council votes to reinstate expelled lawmaker
    Nashville Metro Council members unanimously voted to reinstate one of the two expelled Tennesee house members.
    Like
    2
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  • https://www.naturalnews.com/2023-04-03-school-teacher-fantasizes-tennessee-children-puberty-blockers.html #children #news #someeofficial #ctp #vyb #hivelist #cent
    https://www.naturalnews.com/2023-04-03-school-teacher-fantasizes-tennessee-children-puberty-blockers.html #children #news #someeofficial #ctp #vyb #hivelist #cent
    WWW.NATURALNEWS.COM
    Trans school teacher fantasizes on social media about "fulfilling my lifelong quest of moving to Tennessee to secretly inject 11 year olds with hormone blockers"
    A biological male who thinks he is a woman, and who also teaches English at Bemidji High School in Bimidji, Minn., has gone viral for fantasizing online about how he might never get to "fulfill my lifelong quest of moving to Tennessee to secretly inject 11 year olds with hormone blockers while
    Like
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  • Pray for the victims families of the Tennessee school shootings. ????????
    Pray for the victims families of the Tennessee school shootings. ????????
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  • Tennessee Gov. Bill Lee has signed a measure into law that would empower the State Treasurer to invest state funds in physical #gold and #silver.

    Tennessee Gov. Bill Lee has signed a measure into law that would empower the State Treasurer to invest state funds in physical #gold and #silver.
    WWW.ACTIVISTPOST.COM
    Tennessee Governor Signs Bill to Protect State Funds with Gold and Silver - Activist Post
    After ending the state sales tax on gold and silver, Tennessee shot up the 2023 Sound Money Index rankings to earn a 9th place finish.
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